Privacy Policy

Modern Banking Systems ("MBS") is committed to maintaining the confidence and trust of visitors to our Web site. Our commitment includes maintaining and preserving the privacy of all visitors. We do not sell or distribute user information to third parties. We gather user information and will distribute this information within MBS in order to serve your needs and respond to your information requests. These are the guidelines we use in protecting your privacy.

1. Gathering of User Information. We collect information about our Web visitors indirectly through our Internet access logs. When you access, your browser's domain name and Internet address is automatically collected and is placed in our Internet access logs. We use this information to learn about which pages and information our Web site visitors access and how often. We also collect user information when you voluntarily submit it to us. Throughout our site, we may provide the opportunity to subscribe to e-mail alerts regarding MBS events or company news, to request company information, or to request solution, product, or service information through an e-mail contact form. When we collect this type of information, we intend to use the information to determine how we can meet your needs and respond to your requests. It is completely up to you whether or not you want to provide this information.

2. Customer Login Information. The MBS Web site contains areas that are accessible only through the use of assigned passwords. Information gathered during these sessions includes the identification of those users that have logged in and what actions were taken during the logged-in period. The information is maintained in a secure environment, is the confidential information of MBS, and is not resold or distributed to external parties.

3. Use of Cookies. The MBS Web site only minimally uses cookies to assign a "User I.D." Cookies are small files of information, which save specific information about your visit. The cookies we use identify you merely as a number and are used only to assist in producing overall site visitor statistics. Cookies, by themselves, cannot be used to find out the identity of any user. Unless you specifically tell us who you are by completing a contact form, we will never know who you are even though we assign you a cookie. If you are uncomfortable regarding the use of cookies, you can disable cookies on your computer by changing the settings in preferences or options menu in your browser.

4. Disclosure of User Information. MBS will not sell or distribute user information to third-parties. If you have voluntarily submitted user information to us through an e-mail or contact form, MBS maintains your security by ensuring the information is only distributed within MBS. This enables us to respond to your request about a product or service. If you subscribe to an e-mail list, you will be given instructions on how to remove yourself from that list.

5. Contact Us. If a visitor identifies himself/herself in the Contact Us area of the Web site, various people within MBS may see the information. The following principles are adhered to in handling the information voluntarily provided by visitors in this area:

  • Any personally identifiable information will be used only for the purpose in which it was collected.
  • Information collected will be maintained in a secure environment and access to the information will be limited to those with a business reason for viewing the information.
  • The information collected will not be disclosed outside of MBS, except where compelled by law or in connection with a criminal investigation.
  • 6. External Links. The MBS Web site provides links to other third party Web sites. Even if the third party is affiliated with MBS through a business partnership or otherwise, MBS is not responsible for the privacy policies or practices or the content of such external links. These links are provided to you for convenience purposes only, and you access them at your own risk.
  • 7. General. If you have any questions now or during your visit about our Privacy Statement, please send an e-mail to


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